NISM Series V-A Mutual Fund Distributors Mock Test & Study Guide (2026) |Hindi|

 1. INTRODUCTION

NISM Series V-A (Mutual Fund Distributors) certification exam ko pehli baar mein clear karna mushkil lag sakta hai, lekin sahi strategy ke sath ye bahut aasaan hai. Agar aap ek certified Mutual Fund Distributor banna chahte hain, toh aapko conceptual clarity aur regular practice ki zaroorat hogi. Is article mein hum aapko sabse important topics aur mock test practice karne ka sahi tareeka batayenge.

NISM Series V-A Master Guide 2026)

1. Exam Overview and New Changes in 2026

Pichle saal ke muqable 2026 mein syllabus mein kuch naye updates aaye hain, khaas kar ESG Investing aur Digital KYC ke naye rules ko lekar.

Duration: 2 Hours (120 Minutes).

• Questions: 100 MCQs.
• Passing Marks: 50% (Pehle ki tarah).
• Negative Marking: Sabse acchi baat ye hai ki is exam mein abhi bhi negative marking nahi hai, iska matlab aap 100 ke 100 questions attempt kar sakte hain.

2. Detailed Syllabus Breakup (Deep Dive)

Is exam ko clear karne ke liye aapko in 12 chapters ko 3 bade hisson mein baantna chahiye:

A. Basics & Structure (Chapter 1-4):

Yahan aap seekhenge ki Mutual Fund kya hota hai aur ye Portfolio Management se alag kaise hai. Isme AMC (Asset Management Company), Trustees, aur Custodians ka role sabse important topic hai.

B. Operational & Regulatory Aspects (Chapter 5-8):

.NAV (Net Asset Value):

Ise calculate karna seekhein. (Formula: NAV = \frac{Assets - Liabilities}{Total Units})

.Offer Document: SID (Scheme Information Document) aur SAI (Statement of Additional Information) ke beech ka antar samjhein.

. SEBI Rules: SEBI (Mutual Fund) Regulations, 1996 ke bare mein basic jaankari zaroori hai.

C. Selection & Financial Planning (Chapter 9-12):

Ye part sabse "practical" hai. Isme aap seekhte hain ki ek investor ki risk profile ke hisab se use Equity, Debt, ya Hybrid fund dena chahiye ya nahi. Financial planning ke basic concepts jaise 'Time Value of Money' bhi yahan kaam aate hain.

4. Study Material & Preparation Strategy

Sirf books padhna kaafi nahi hai. Ek successful student ki strategy ye hoti hai:

1. Official Workbook: NISM ki website se hamesha latest workbook download karein.

2. Short Notes: Har chapter ke baad important formulas aur dates ke chote notes banayein.

3. Calculations: Ratio analysis aur returns (CAGR) nikalne ki practice karein.

4. Mock Tests: Kam se kam 10 practice sets solve karein taaki aapka darr khatam ho jaye.

5. Career Opportunities after NISM V-A

Ye certificate milne ke baad aapke liye kai raaste khul jaate hain:

• Mutual Fund Agent: Aap apni agency shuru karke commission earn kar sakte hain.
• Banking Jobs: HDFC, ICICI, aur SBI jaise bade banks mein Relationship Manager ki post mil sakti hai.
• Investment Advisor: Aap independent advisor ban kar clients ka portfolio manage kar sakte hain.

6.COCCLUSION:

NISM Series V-A sirf ek exam nahi hai, balki finance ki duniya mein enter karne ka ek license hai. Agar aap discipline ke sath 15 din bhi roz 2 ghante padhte hain, toh aap ise aaram se crack kar lenge.

7. DISCLAIMER:

Is blog (Fin-Knowledge Hub) par di gayi sabhi jaankari sirf shiksha aur jaagrukta (Educational Purposes) ke liye hai. Hum koi SEBI Registered Investment Advisor nahi hain. Share market aur Mutual Funds mein nivesh bazaar ke jokhimon (market risks) ke adheen hai. Kisi bhi tarah ka nivesh karne se pehle apne vittiya salahkar (Financial Advisor) se mashwara zaroor karein. Is blog par di gayi jaankari ke aadhar par hone wale kisi bhi labh ya hani ke liye hum zimmedar nahi honge.

Frequently Asked Questions (FAQs)

Q1. Kya NISM Series V-A exam dene ke liye koi minimum qualification zaroori hai?

Ans: Nahi, is exam ke liye koi specific degree zaroori nahi hai. Halaki, financial concepts samajhne ke liye 10+2 (Higher Secondary) ki padhai honi chahiye.

Q2. NISM V-A certificate ki validity kitne saal ki hoti hai?

Ans: Ye certificate 3 saal tak valid rehta hai. Iske baad aapko CPE (Continuing Professional Education) training leni hoti hai ya fir se exam dena hota hai.